Khushhali Microfinance Bank Limited Jobs Clearing Reconciliation Officer

Khushhali Microfinance Bank Limited Jobs Clearing Reconciliation Officer:

Organization: Khushhali Microfinance Bank Limited

Khushhali Microfinance Bank Limited looking for a Clearing Reconciliation Officer.

Email your resumes at: [email protected]
Mention position title in subject.

Please note it’s a full-time position based at our Corporate Office – Gulberg Green, Islamabad.

Last Date to Apply: 28th April, 2026.

Who are we looking for?

• Preferably a Bachelor’s degree or equivalent in Finance/Accounts/Commerce or related field from an overseas / HEC recognized university.
• Preference will be given to candidiasis’s having prior banking experience in Finance and Operations. Country level Bank reconciliations related experience will be added advantage

Key Responsibilities:
. Daily review NIFT completed by branches via NIFT portal and MCB.
. Cross-reference NIFT portal transactions against branch ledgers to identify any potential errors or missing entries.
. Coordinate with branches to have missing or incorrect instruments recorded correctly by the branch.
. Prepare net-off clearing position and its settlement in concern ledgers
. Coordination with SBP/NIFT for Clearing House workings.
. Review partner bank’s (MCB) statements and cross-reference it with branch ledger.
. Identify and communicate erroneous or missing instruments to the relevant branches to correct.
. Reconcile and share Partner Bank accounts with F&A department including details of reconciling factors in previous month’s activities.
. Maintain records of monthly clearing invoices / charges (NIFT & Partner Banks) for all branches.
. Verify NIFT invoices from branches and ensure payment approvals
. Share details of expenses with F&A for recording of clearing expense accrual for the respective month based on the actual expense of the previous month.
. Ensure to provide monthly accrual amount to F&A for recording.
. Review partner bank’s (MCB) statements and cross-reference it with branch ledger.
. Identify and communicate erroneous or missing instruments to the relevant branches to correct.
. Reconcile and share Partner Bank accounts with F&A department including details of reconciling factors in previous month’s activities.
. Ensure to escalate issues with line manager for update.
· Any relevant tasks assigned by line manager.

Skills:
. Self-starter, assertive, team player, highly punctual and able to resolve conflicts without compromising on job objectives.
· Proficient in handling branch banking operations.
. Strong interpersonal and communication skills and able to work under pressure.
. Sound knowledge of financial transactions.
. Good time management skills
. Proficient in MS Office Suite.
. Exhibits and upholds KMBL’s values and social performance objectives.