Khushhali Microfinance Bank Limited Jobs Officer CAD
Khushhali Microfinance Bank Limited Jobs Officer CAD:
Organization: Khushhali Microfinance Bank Limited
Khushhali Microfinance Bank Limited is looking for Officer – CAD
Email your resumes by mentioning position title at: [email protected]
Please note: It’s a full-time position based at our Corporate Office – Gulberg Green, Islamabad.
Who are we looking for?
- Minimum a Commerce graduate or in related field from an HEC recognized University.
- Having minimum 01-year experience of working in CAD /Mortgage/Housing/SME Finance in a financial institution. Exposure to financial services sector (microfinance banking) will be an added advantage.
Key Responsibilities:
Review of Secured Loans
- To support Senior Officer-CAD in managing offsite review of secured loan segment as per defined criteria by ensuring completion of collateral/property and loan documents prior loan disbursement.
- For all reviewed cases, ensure availability of positive Legal Opinions and satisfactory property valuations for mortgage loans prior go-ahead to branches.
- Review requests of subsequent tranches in Housing loans and provide go-ahead to concerned branches for further proceedings after ensuring pre-requisites.
- Coordinate with SM-CAD / Legal for day to day branch staff queries regarding completion of loan documentation and mortgage/transfer formalities.
- MIS maintenance of all offsite reviewed cases for record and reporting as and when required.
Goldsmith Onboarding and record maintenance
- Review of goldsmith applications for onboarding, ensure adherence to applicable SOPs.
- Maintenance (updation & deletion) of global data base of approved goldsmiths in system T-24.
- Sharing list of goldsmiths with branches prior to expiry for renewal.
Audit
- Assist Senior Manager-CAD and Unit Head-CAD in observations raised by internal / external audit
Additional Tasks
- Any additional tasks assigned by the management relevant to Credit Administration.
Additional Skills:
- Excellent communication and MIS skills.
PC-skills and working knowledge of office automation packages and inclined towards working in a technology-driven environment. - Knowledge in back-office processing and back-office operations.
- Ability to adapt to a changing environment. Flexible individual having good social attributes.
