Khushali Microfinance Bank Limited Jobs Branch Manager
Khushali Microfinance Bank Limited Jobs Branch Manager:
Organization: Khushali Microfinance Bank Limited
We at Khushhali Microfinance Bank Limited are looking for Branch Manager.
Locations: Malir & Karachi-Korangi
Key Responsibilities.
- Business Planning
Assist Area Manager/HO relevant business managers in preparing annual business plan for the branch asset and liability business and for other products and services.
Set realistic and achievable targets with deadlines for branch staff, regularly track and review performance. - Business Development
Ensure business growth in all products and services in line with branch business plan and market potential.
Identify potential customers for liability products, develop a diversified deposit portfolio while ensuring the cost of deposit is within benchmarks given by Head Office.
Develop a culture of cross-selling of all KMBL products and services within the branch through regular training and capacity building of the team. - Portfolio Management
Portfolio verification of both asset and liability customers in line with bank policy and regulatory requirements.
Ensuring key portfolio quality indicators are within the assigned benchmarks.
Ensure effective role of RM /TL to improve branch Asset portfolio quality and diversification. - Profitability
Maximize revenue generation, curtail cost of running the branch and ensure branch profitability through sustainable business growth. - Service Quality
Manage customer relationships and meet internal service standards and ensure no service related complaints are received from customers.
Ensure branch merchandising and coordination with marketing. - Compliance
Enforce implementation of processes in sales, service, and delivery to customer in accordance with KMBL policies and SBP regulations.
Identify red flags and take immediate corrective measures in consultation with area management
Ensure effective and standardized internal control and reporting as per defined procedures. - Staff Management/Development
Supervise branch Operations, Asset & Liability teams.
Develop teams’ performance on KMBL products/ processes and ensure refreshing their knowledge through periodic refreshers.
Ascertain the training and development needs of asset & liability teams, beyond branch capability and recommend them for appropriate training in order to fill skill gap. Ensure the staff productivity is in line with benchmarks.
Education & Experience
. Preferably 16 years of education from foreign/HEC recognized university, in business administration/commerce/accounting/ finance/Agriculture or economics.
. Minimum 2 years’ experience as RM asset/liability or OM; minimum 5 years of total experience with a financial institution.
