MCB Islamic Bank Limited Jobs Relationship Manager Commercial & SME Financing
MCB Islamic Bank Limited Jobs Relationship Manager Commercial & SME Financing:
We’re Hiring!
MCB Islamic Bank is inviting CVs for the position of “Relationship Manager, Commercial & SME Financing” based in Lahore. Please only apply if you fulfill the criteria mentioned in the job details.
LOCATION :Lahore
QUALIFICATION: MBA/M.Com/ ACCA/ACMA or relevant Master’s Degree. Certification in Islamic Banking and Finance will be considered as value addition.
EXPERIENCE:Min 3-4 years of experience in the financial services industry, in marketing and financing functions.
ROLE & RESPONSIBILITIES
- Build new Shari’ah compliant Commercial & SME portfolio of the bank with effective marketing according to assigned goals & targets
- Plans and coordinates marketing of products and services to all clients within the portfolio with the objective to maximize revenue / return
- Monitors the financial health and other developments in the client’s business and industry
- Develops, enhances and maintains relationships with existing and new clients to ensure revenue/profit targets are met/ exceeded.
- Provide regular updates to Unit Heads on performance of the accounts allocated.
- Analyses the clients’ financial statements, management practices etc. to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
- Prepares/ initiates credit approval notes for clients and ensure that credit applications including renewals are correctly prepared in accordance with the bank’s policies and regulatory framework.
- Ensures that all documentation for a credit proposal is a complete and works with the credit quality manager to ensure that there is no security shortfall
- Verifies/inspects hypothecated/pledged inventory, mortgaged fixed assets/real estate periodically to ensure minimum credit risk
- Initiates and ensure disbursements and adjustments of financing.
- Ensures adherence to guidelines and rectification of discrepancies pointed out in the unit exception report or by internal, external and State Bank of Pakistan auditors.
- Liaisons with various internal departments (Credit, Legal, Operations, FRCD (CAD) etc.) for smooth and quick turnaround of transactions.
- Ensures provisions of high quality and timely service to clients.
DESIRED SKILLS
- Interpersonal skills; Relationship Management and Selling Skills, Negotiating and Influencing Skills, Team management skills, Analytical / Problem Solving skills; Leadership cooperative working relationships with others.
- Ability to withstand pressure and deliver in accordance with timelines.
- Good analytical skills for handling huge data with decent interpersonal communication skills (Written & Oral)
HOW TO APPLY
Qualified candidates for the position of Senior Audit Officer may send their CVs on [email protected] with the subject line CV for the position of “Relationship Manager, Commercial & SME Financing”.
LAST DATE FOR APPLICATION
Last date for application is 15-June-2022
