Khushhali Microfinance Bank Ltd Jobs Officer – Staff Finance

Khushhali Microfinance Bank Ltd Jobs Officer – Staff Finance

Khushhali Microfinance Bank Limited is looking for Officer – Staff Finance at its Corporate Office – ISB. Interested & eligible people can Apply

Job Responsibilities:

1. Staff Loans
   a) To support Manager Staff Finance in arranging legal opinions, arranging property valuations, mortgages and redemptions.
   b) Completion of pre and post disbursement formalities for all staff loans.
   c) Assist Manager Staff Finance in preparing details of qualified staff for onward sharing with Finance and HR for pre-disbursement approvals.
   d) Ensure required coverage for vehicles and properties through insurance desk against employee finances
   e) Loan input in system for F&A authorization for disbursement.
   f) Sharing monthly Staff Loan portfolio report with Payroll Desk F&A.
   g) Completion and perfection of staff loan documentation, prior initiation for disbursement.
   h) Coordination and guidance with concerned staff regarding documentation related discrepancies.
   i) Preparation of Mortgage, Lien, Redemption related communication through letters with concerned authorities.
   j) Documentation preparations and relevant communications for swap and take over cases with other Banks/DFI.
2. Audit
   a) Assist Manager Staff Finance in internal / external audit
3. Additional Tasks
   a) Any additional tasks assigned by the management relevant to Staff finance & Credit Administration.

Eligibility Criteria:

• Having in depth knowledge of property ownership and support documents applicable across country.
• Having experience of arranging legal opinions and completion of property and loan documents accordingly.
• Having experience of arranging property valuations from PBA approved valuators for properties and vehicles.
• Having experience of arranging lien, mortgage and redemptions.
• Having experience of loan initiation in LOS/CBS(usage of T24 will be considered a plus).
• Arranging Insurance for properties, life and vehicles.
• Must be proficient in MS Excel and MIS.
• Exposure of maintaining payroll shall be considered a plus.
• Preferably a business graduate having at-least 1 year working experience in similar capacity.

Additional Skills Required:

• Exposure to financial services sector (microfinance banking) will be an added advantage.
• PC-skills and working knowledge of office automation packages and inclined towards working in a technology-driven environment.
• Knowledge in back office processing and back office operations
• Ability to adapt to a changing environment.
• Flexible individual having good social attributes

Khushhali Microfinance Bank Ltd Jobs Officer – Staff Finance